FAQs
More FAQs- What is black mould?
- What are some safety concerns for mould in my home?
- What is a code or by-law upgrade?
Black mould (Statchybotrys chartarum) is greenish-black in colour and grows in conditions where there is an excessive amount of moisture over a long period of time. Water damage, excessive humidity, water leaks and condensation in small, damp places like bathrooms all create a perfect breeding ground for black mould. Black mould releases microtoxins, a noxious substance that can cause serious health problems for humans and pets.
There are often health risks associated with finding mould in your home, including allergy-like respiratory symptoms, skin irritation, cold and flu symptoms, headaches, nausea and mould-induced asthma. It’s important to know the causes of the mould growth before it occurs, so you can work to avoid damage to both your health and your home.
A code or by-law upgrade is an upgrade that is made when your home’s pre-loss condition no longer meets legal building codes. Your insurance company may recognize code upgrades in the estimation process. Any questions regarding code upgrades should be directed to your Insurance Adjuster.